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Friday, October 17, 2008

Saving Money Part 2

I gave you some saving tips back in August. With the current economic situation it is important to discuss these again. Here is what works for me:

1. Shop at stores like TJ Maxx, Marshalls, Ross, and Target.
2. Buy things off season (end of the season sales)
3. Ebay is your friend!
4. I don't cash any of my babysitting paychecks. I immediately deposit them into my savings account. Same with any cash I get. I try to keep about $20-40 in cash in my wallet. The rest goes into my bank account.
5. I never pay full price. I use coupons and codes. If I can't find one, I don't buy it.

Check out Shopaholic D's tip on buying an "it" item or two each season. Since I am starting an internship (finally) for the first time, I needed more than just an "it" item or two. But I am keeping it simple (and cheap) with a couple of nice pants and a couple of nice tops (from TJ Maxx and the Ann Taylor sale racks). My "it" item was a cute black cardigan. I can wear it with anything! I will just rotate these items and make new looks. A lot of fashion magazines suggest doing the same thing.
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12 comments:

  1. Danielle Moss October 17, 2008 at 9:26 PM

    Great tips. Thanks!

    ReplyDelete
  2. AnonymousOctober 18, 2008 at 12:40 AM

    Setting financial goals, in my point of view, is essential for an individual and working within a budget can be very useful part of financial planning. The tips you have mentioned are really practical and I think those simple ways can make a big difference in a monthly budget.

    ReplyDelete
  3. Yellow BeadsOctober 18, 2008 at 6:05 AM

    I'm with you--I NEVER pay full price for anythign!

    ReplyDelete
  4. Flamingos & Flip FlopsOctober 18, 2008 at 7:28 AM

    http://www.kohls.com/kohlsStore/clearance/homestore1/decorativeartswalldecor/PRD~372692/Nautical+Wall+Hook+Set.jsp

    Saw this in the clearance part of Kohls.com and thought of you!

    ReplyDelete
  5. LisaOctober 18, 2008 at 1:57 PM

    I like Etsy.com, too! It's all person-to-person shopping for some amazing home, jewelry, etc. goods... so you're also keeping anything you do spend here in the US :-)

    ReplyDelete
  6. c.t.October 19, 2008 at 8:24 AM

    thanks! this is good info!

    ReplyDelete
  7. Lulu October 20, 2008 at 6:15 AM

    Great tips! Thanks girl! I have a feeling everyone will be sharing tips like these before it is over, we are all going to have to learn how to spend differently than before.

    ReplyDelete
  8. Preppy MamaOctober 20, 2008 at 12:40 PM

    Kate I am the same way. Wish more Americans thought like you!!!

    ReplyDelete
  9. AnonymousOctober 20, 2008 at 1:03 PM

    i was blessed (cursed?) with a mom who loved shopping. so starting very young, we would take saturday shopping trips (cause we lived in a tiny town with NO good stores) and hit up all the great ones...Marshalls, TJMaxx, Ross, you name it. i learned very young to be an educated shopper...and i've always had awesome clothes! so i'm glad to see someone else has the same savvy!! check out my weddings pics..uber prep & even more nautical!

    ReplyDelete
  10. MaureenOctober 20, 2008 at 5:42 PM

    Go, you! I hope JT was a blast. I can't wait to hear. :)

    ReplyDelete
  11. prasangaOctober 22, 2008 at 12:58 AM

    Get promotion products. value for money

    ReplyDelete
  12. JillOctober 23, 2008 at 8:25 AM

    Great tips. You always find the cutest things at great prices. Thanks for sharing your secrets.

    ReplyDelete

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